Calculator

Buyer Closing Cost Calculator

Estimate closing costs, prepaids and the cash a buyer may need at closing.

Purchase & closing costs

Purchase price ($)

Down payment

Loan origination / points

% mode is applied to the estimated loan amount.

Lender fees ($)

Appraisal ($)

Inspection ($)

Title & escrow / settlement fees ($)

Recording / transfer taxes ($)

Prepaid property taxes / escrow funding ($)

Prepaid homeowners insurance / escrow funding ($)

Prepaid interest ($)

HOA / other prepaids ($)

Other closing costs ($)

Earnest money deposit already paid ($)

Seller / lender credits ($)

Estimated cash to close

Purchase price: $0
Down payment: $0
Estimated loan amount: $0
Loan origination / points: $0
Lender fees: $0
Appraisal: $0
Inspection: $0
Title & escrow / settlement fees: $0
Recording / transfer taxes: $0
Prepaids & escrow funding: $0
Other closing costs: $0
Total closing costs & prepaids: $0
Cash before deposit / credits: $0
Earnest money deposit already paid: $0
Seller / lender credits: $0
Estimated cash to close: $0
Closing costs as % of purchase price: —

Create a free client PDF

Add optional client, agent and loan details, then open a clean Buyer Closing Cost Estimate you can print or save as a PDF. Nothing is saved or sent.

Property address

Prepared for (buyer/client name)

Agent name

Brokerage

Phone

Lender

Loan program

Prepared date

Notes

Your browser will open the print dialog. Choose Save as PDF to create the file.

How buyer closing costs are estimated

Cash to close is the down payment plus lender, settlement and prepaid costs, minus earnest money already deposited and any seller or lender credits.

This is a planning estimate, not a Loan Estimate or Closing Disclosure. Fees vary by lender, loan program, property, location, insurance, taxes, title/escrow company and contract terms.