Calculator
Rental Property Calculator
Estimate income, expenses and returns for a rental property.
Property details
Share of gross rent not collected.
Of purchase price per year.
Of purchase price per year.
PMI is off and not included.
Of gross monthly rent.
Of collected rent after vacancy.
Initial cash, used for cash-on-cash.
Initial cash, used for cash-on-cash.
Estimated results
- Principal & interest
- $0
- Property tax (1.00%)
- $0
- Insurance
- $0
- PMI
- $0
- HOA
- $0
- Monthly housing payment
- $0
- Gross monthly rent
- $0
- Effective income (after vacancy)
- $0
- Operating expenses
- $0
- Monthly NOI
- $0
- Annual NOI
- $0
- Monthly cash flow
- $0
- Annual cash flow
- $0
- Initial cash invested
- $0
- Cap rate
- —
- Cash-on-cash return
- —
- DSCR
- —
- Gross rent multiplier
- —
How these estimates work
- NOI is rent collected after vacancy minus operating expenses (tax, insurance, HOA, maintenance, management and other costs). It excludes mortgage principal, interest and PMI.
- Cash flow is NOI minus principal, interest and PMI.
- Cap rate is annual NOI divided by purchase price.
- Cash-on-cash return is annual cash flow divided by down payment plus closing costs and upfront repairs.
- DSCR is monthly NOI divided by monthly principal, interest and PMI. GRM is purchase price divided by annual gross rent.
Default tax (1.00%) and insurance (0.35%) rates are editable planning placeholders, not local figures. Whether a result is “good” depends on your market, goals and risk tolerance.